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​This 21-Day Financial Fast is a money diet that promises to break bad spending habits, create a plan to become debt free, and set you on a better financial course for the future. While on a financial fast, you can’t spend any unnecessary money – at all. Unless it’s food, shelter, or something else essential to survival, you are committing to making do -- with what you already have.
 
The Rules

• Three weeks (Oct 6 -26) is the period of time set aside some time  to cut back.

 

• Only Purchase Needs. Unless you absolutely need it to survive, don’t buy it during your fast. That eliminates trips to the hair salon, happy hour at the bar, restaurant dinners, movies, online purchases, and even birthday presents for your best friends. Instead, your money should only go toward food, housing, medication, and other necessities.

 

• Pay With Cash Only. You become much more conscious of the spending process when you actually pay in cash. When the cash stays in your wallet, you’re going to feel a lot better about your self-restraint.

 

• Keep a Spending Journal. Throughout your financial fast, keep a detailed log of what you spend, what you save, and where you may be struggling. You can refer to this journal when you’re all done to help identify spending triggers and habits you would like to change.